The Indian government has approved health insurance coverage for all senior citizens aged 70 and above, regardless of their income, under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY). This announcement was made on September 12, 2024.
Now, any senior citizen aged 70 or older can receive the benefits of AB PM-JAY. Those who qualify will get a special card that gives them Rs 5 lakh per year in health insurance coverage. This will help families manage medical expenses, ensuring that healthcare needs don’t turn into a financial burden. It’s a big step toward improving healthcare for senior citizens and making India’s healthcare system more inclusive.
- Senior citizens who are already part of families covered by AB PM-JAY will get an additional top-up of Rs 5 lakh per year. This amount will only be for them and won’t need to be shared with other family members under the age of 70.
- Other senior citizens aged 70 and above will also get a cover of Rs 5 lakh per year for their family.
How to Apply for AB PM-JAY:
- Visit the official website: https://abdm.gov.in
- Get your Aadhaar or ration card verified at a PM-JAY kiosk.
- Submit family identification documents.
- Print your e-card with a unique AB-PMJAY ID.
What the Scheme Covers:
- Medical exams, treatment, and consultations.
- Pre-hospitalization care (up to three days before admission).
- Medicines and medical supplies.
- ICU and regular care services.
- Diagnostic tests and laboratory investigations.
- Necessary medical implants.
- Hospital accommodation and food.
- Any complications that arise during treatment.
- Follow-up care after being discharged (up to 15 days).
This initiative ensures better health protection for senior citizens, easing financial pressure on their families while improving public healthcare.
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